Skrill is a payment gateway available in many countries worldwide. It is available in countries where PayPal is not available. If you are based in Europe, you are entitled to receive a free prepaid payment card as well as making an investment in various cryptocurrencies.
I am not based in Europe, therefore, I cannot use their payment card or invest in crypto currency, but I like this payment service because I can withdraw my funds to my bank for 5.5 Euro flat rate or 0.50 Euro for a local mobile wallet transfer. I can receive funds on my bank account in 2 business days, sometimes the same day, and local mobile wallet withdrawal takes less than 5 minutes.
Skrill also offers a money transfer service for one of the lowest rates in the market. You can use skrill just like western union, paypal Xoom, or TransferWise.