I picked the option that is best suitable for me via cryptocurrency. I simply picked the option of, saving money and uding crypto currency as a makeshift for offline banking. I simply want to control my asset and not for it to be controlled by third party like the offline bank people, deducting my funds unnecessarily. With crypto, the value remains there for me, unless the bearish takes it down. At same time, the bullish can still take it up. That's why I prefer the long term investment plan for crypto currency. Because, it will definitely move higher than when I invested provided that I took an advantage of a bearish run.