Top Student Credit Cards to Apply for in 2024

Yusra3

VIP Contributor
College students trying to build credit history and earn rewards have ample options when it comes to student credit cards in 2024. Here are five of the leading picks.

Bank of America Cash Rewards Student Card

With no annual fee, flexible 3% cash back choices, and a $200 bonus offer opportunity after spending $1,000 in the first 90 days, this card offers well-rounded value.

Discover Student Cash Back Card
Discover offers new cardmembers an exclusive cashback match after one year along with 5% rotating category bonuses on up to $1,500 in purchases each quarter for savvy spenders.

Chase Freedom Student Card
Chase incentivizes students to start building credit early with 1% cash back on purchases along with bonus opportunities to help offset common college costs like textbook purchases and streaming services.

Capital One Journey Student Card
Capital One makes credit building achievable even before your first internship by approving applicants based on limited credit history with additional tools to monitor spending and credit advice.

Citi Rewards+ Student Card
Citi catches students’ attention with no late fee policies, instant card numbers available while waiting for plastic, and an extra 10% rewards point rebate after redeeming for gift cards, travel and more down the road.

Students shouldn’t wait to open their first card when credit history matters earlier to secure better rates for loans post-graduation. Opting for a tailored student rewards card now distills benefits towards making college payments and college life a bit easier.
 
Top