Top Student Bank Accounts for Savings and Budgeting in 2024

Yusra3

VIP Contributor
Choosing the right student bank account heads into 2024 maximizes opportunities for earning, saving and responsible spending throughout college and beyond. Here are five standout options based on incentives and financial wellness-focused student features that manage money wisely during school.

Santander 123 Student Account
Santander’s account shines with tiered cashback rewards of up to 15% on select brands, a £1,500 0% interest overdraft buffer for 3 years, free global transactions, and 1 year free Amazon Prime Student membership.

Bank of Scotland Student Account
Bank of Scotland opens student banking strong with a £500 0% overdraft, the TOTUM student discount card packed with exclusive partner deals, new join rewards, and helpful budgeting tools through the Zuto app.

Starling Bank Student Account
Starling sets itself apart with fee-free spending abroad, built-in spending insights by category, 24/7 overdraft requests via the app, and early access to wages with recurring payments facility for on-time rent and bills payment.

Mettle Student Bank Account
Mettle focuses purely on an intuitive, sleek app experience with tools for tracking expenses by purpose and setting customizable spending notifications and reminders that encourage students’ independent money management skills.

Monzo Student Bank Account
For collaborative banking, Monzo enables easy bill splitting and peer money transfers in-app alongside intelligent, automated budgeting and financial advice tailored to the student stage delivered in-app on demand.

As the class of 2024 chooses where to land their student bank account, make sure your banking partner equips you with sufficient financial flexibility and personalized money mastery support from orientation to graduation day.
 
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