Saving Money The Best Cash Back Apps for Effortless Rewards in 2023

Yusra3

VIP Contributor
Want to save on everyday shopping without complicated couponing? Cash-back apps put rewards directly in your pocket just for snapping photos of receipts or linking up credit cards you already use. Here’s your ultimate guide to the top cash-back services helping users save big in 2023:

Rakuten
Rakuten remains the undisputed king of cash-back apps. Link up any credit or debit card used for purchases at thousands of partner stores online and offline and receive automatic cash rewards deposited into your account. Payments arrive quarterly or more swiftly with a minimum threshold met.

Dosh
Unlike most competitors, Dosh doesn’t require scanning receipts or even linking cards. Simply unlock customized cash back offers for select retailers and get automatic payments when you shop with integrated debit/credit cards. Credits appear instantly. New users get a $5 signup bonus too.

Ibotta
Great for earning back money on grocery and household shopping in particular, Ibotta credits your account as soon as you scan qualifying receipts. Or you can unlock cash rewards by purchasing items through their app when brands promote Ibotta deals.

Fetch Rewards
If you prefer earning gift cards over cold hard cash, Fetch Rewards delivers. Simply scan grocery, retail, restaurant and travel-related purchase receipts to accumulate points redeemable for free gift cards to hundreds of retailers. I frequently earn $10-15 each month without even trying through Fetch alone.

Cash back apps enable absolutely effortless savings year round. And signing up for multiple apps means you can stack savings by earning cash back on every receipt. Reduce your 2023 expenses with these excellent cash back services.
 
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