It is easy to destroy wealth and it can be destroyed in different ways. One of the ways is when you spend without making an income. There's no way that if you have R1m in 2021 and you're expected to buy a car, clothing, food, entertainment, medical, transport, school fees, etc. and still by the end of the year you'll have much remaining? No ways, as long as there's no income your wealth will crumble.