Holicent
VIP Contributor
Mold is a growing problem in homes across the United States. In fact, mold is considered to be a silent killer of many people. Mold can cause symptoms such as headaches, fatigue, coughing, sneezing and fatigue. If you are suffering from these symptoms and have noticed a musty odor in your home, then you may have a case of mold.
A home insurance policy is designed to protect you and your family against the loss or damage to your home and its contents.
Homeowners insurance policies generally do not cover mold or water damage. This is because mold or water damage is considered a covered peril by most insurers and therefore isn't included in the policy. The exception to this rule is if your home's location has been declared an "all-risk" property, which means that all damage is covered by the policy regardless of cause.
If you believe that there may be a problem with your home's structure due to mold or water, it's important to contact your insurer as soon as possible so that they can assess the situation and determine if coverage needs to be added.
A home insurance policy is designed to protect you and your family against the loss or damage to your home and its contents.
Homeowners insurance policies generally do not cover mold or water damage. This is because mold or water damage is considered a covered peril by most insurers and therefore isn't included in the policy. The exception to this rule is if your home's location has been declared an "all-risk" property, which means that all damage is covered by the policy regardless of cause.
If you believe that there may be a problem with your home's structure due to mold or water, it's important to contact your insurer as soon as possible so that they can assess the situation and determine if coverage needs to be added.
