Moni2402
Active member
Do you have some savings and would you like to make a profit from them?
Before thinking about where to invest money, it is important that you take into account certain aspects and concepts that will guide you in your decision to invest money.
Do you know what type of investor you are?
To know what type of investor you are, you must know to what extent you are willing to risk your money. Although it is not so simple, since difficult to quantify and other subjective elements can influence, knowing your financial profile will help you to know the most suitable investment for you.
The investor profile will indicate the relationship between the risk you are willing to take and the returns you hope to obtain. Taking this into account, the investment profiles are:
-Risk: It is the investor who already knows and controls the financial world, is willing to risk his capital with the possibility of achieving a higher profitability. Typically you will invest money in equities with short or very short terms.
-Conservative: He is an investor who will prefer to keep his capital safe even if this means a lower profitability. You are going to make investments in fixed income and they are usually medium-long term.
-Moderate: This investor is between the risky and the conservative, because he wants to receive more profitability but without risking too much. Your investments in fixed income and equities will be similar, and in the medium term.
Some of the best options where you can invest your money are:
1. Investment funds:
Investment funds consists of pooling investors' funds to invest them in different assets, which can be stocks, bonds ...
2. Invest in Stocks:
Investing in shares consists of buying these securities to later sell them at a higher price, and / or receive dividends.
3. Fixed-term deposits:
This option is the most common where to invest money, among those who seek security and simplicity.
4. Invest money in a business:
The purpose is to obtain benefits from a percentage of the shares or, if in the future you sell it at a higher price than the purchase price.
Before thinking about where to invest money, it is important that you take into account certain aspects and concepts that will guide you in your decision to invest money.
Do you know what type of investor you are?
To know what type of investor you are, you must know to what extent you are willing to risk your money. Although it is not so simple, since difficult to quantify and other subjective elements can influence, knowing your financial profile will help you to know the most suitable investment for you.
The investor profile will indicate the relationship between the risk you are willing to take and the returns you hope to obtain. Taking this into account, the investment profiles are:
-Risk: It is the investor who already knows and controls the financial world, is willing to risk his capital with the possibility of achieving a higher profitability. Typically you will invest money in equities with short or very short terms.
-Conservative: He is an investor who will prefer to keep his capital safe even if this means a lower profitability. You are going to make investments in fixed income and they are usually medium-long term.
-Moderate: This investor is between the risky and the conservative, because he wants to receive more profitability but without risking too much. Your investments in fixed income and equities will be similar, and in the medium term.
Some of the best options where you can invest your money are:
1. Investment funds:
Investment funds consists of pooling investors' funds to invest them in different assets, which can be stocks, bonds ...
2. Invest in Stocks:
Investing in shares consists of buying these securities to later sell them at a higher price, and / or receive dividends.
3. Fixed-term deposits:
This option is the most common where to invest money, among those who seek security and simplicity.
4. Invest money in a business:
The purpose is to obtain benefits from a percentage of the shares or, if in the future you sell it at a higher price than the purchase price.
