Everything starts from the mind. Eveen if you own millions, you can't still save money if you are not determined. If you want to save money, it's important to be disciplined and set aside a certain amount of money each month. If you don't have an emergency fund, start with that. Then build up your savings account.
Here are some tips on how to do that:
Set up automatic transfers from your checking account into a savings or money market account. This is the easiest way to save without thinking about it too hard. You can schedule the transfer for once a week or once a month — whatever works best for your budget.
Make sure you're not spending money you don't have. Before you make any big purchases, check your bank balance so there won't be any surprises down the road. That way, if you're out of cash at the end of the month and need to put something on credit card, it won't be an emergency situation because you already know about it ahead of time.
Think about how much money you'll need for emergencies — things like car repairs or medical bills — and set aside some funds for those situations as well as other unexpected expenses like travel costs or gifts for birthdays and holidays.