Jasz
VIP Contributor
Multiple employer welfare arrangement (MEWA) is the name given to a type of insurance plan that allows an employee to manage his or her own health care and benefits, rather than having their employer do it for them. The concept behind this type of plan dates back to the 1960s and 1970s, when employers realized that employees were getting tired of having to go through a difficult process of finding new insurance plans each year, and dealing with paperwork involved in switching plans. At that time, many companies began offering MEWAs as an alternative to traditional group health plans for their employees.
The most common way an MEWA works is through a contract between the employer and an insurance provider who offers individual plans that cover all of your medical needs and costs—including your prescription medications—from birth until death. There are typically two types of MEWAs: medical only plans and dental only plans. Both will give you access to doctors' visits and treatment at no cost if you ever need it; however, if you sign up for one of these plans but then decide not to use it anymore, you'll still be charged for any services provided by them during the contract period (which usually lasts for five years).
The most common way an MEWA works is through a contract between the employer and an insurance provider who offers individual plans that cover all of your medical needs and costs—including your prescription medications—from birth until death. There are typically two types of MEWAs: medical only plans and dental only plans. Both will give you access to doctors' visits and treatment at no cost if you ever need it; however, if you sign up for one of these plans but then decide not to use it anymore, you'll still be charged for any services provided by them during the contract period (which usually lasts for five years).
