sincerem
VIP Contributor
This kind of question surface almost every time. Lots of retirees have made mistakes during their time as civil servants but they never really taken their time to invest their funds in an advanced investment that is certain for unending passive income. Their are lots of investment options out there for workers to invest on, and earn future benefits especially during retirement.
Many of the civil servants are just too reliant on their monthly stipend to make ends meet, and not struggle too much to invest. Cos they have that fear factor that, they may lose it if they invest their hard earned money. Some investment options offline isn't as risky as they think. All business is risky, but anyone who isn't ready to take the risk won't reap from its future benefits.
So those civil servants who doesn't want to take such risk rely on their monthly stipend till retirement. Even during retirement they rely solely on pension stipend. That's why when the pension never arrive early enough, those kind of retirees suffers it for long time. Cos they were too flat and fearful to invest wisely to earn additional income and support their monthly pension stipend when it eventually arrive.
Are you the type that is over reliant on pension stipend to make ends meet or you have other alternatives to enjoy retirement??
Many of the civil servants are just too reliant on their monthly stipend to make ends meet, and not struggle too much to invest. Cos they have that fear factor that, they may lose it if they invest their hard earned money. Some investment options offline isn't as risky as they think. All business is risky, but anyone who isn't ready to take the risk won't reap from its future benefits.
So those civil servants who doesn't want to take such risk rely on their monthly stipend till retirement. Even during retirement they rely solely on pension stipend. That's why when the pension never arrive early enough, those kind of retirees suffers it for long time. Cos they were too flat and fearful to invest wisely to earn additional income and support their monthly pension stipend when it eventually arrive.
Are you the type that is over reliant on pension stipend to make ends meet or you have other alternatives to enjoy retirement??