For me, I would not advise anyone to invest in any trading activities online if you are not skilled, technical or have strategic secrets to trading and also, the idea of making a third-party to invest on my behalf is totally out of the context because I have encountered such experiences and it did not end well. Investing in real estate venture is the most feasible bait to take and this also has risk chances but at least, with caution and pitting all the necessary requirement in place, it can be averted. Leaving your money in the bank is not wrong and does not mean you are not a risk taker. Taking uncalculated risk is not worth the aftermath that comes with depression.
So far, saving money in the banks is one of the safest way to store money. I know that with the introduction of cryptocurrencies trading and Forex trading, it becomes very difficult for some traders to keep their money in the banks. This is not advisable to those without the in-depth knowledge that involves trading because you would end up loosing your money to fraudulent sites. If all of us decides not to save money in the bank, what would happen to the banking sector?