Wow, we really appreciate for sharing your own idea or method of making money, for me saving money in the bank isn't the best idea except for transaction as you said, having hundred thousand in your bank account today, then you go back in the next one year you still find out that same amount, instead investing in cryptocurrency is better, though it's risky,but i think investing that amount ina good project, which you know according to your research that it will yield a good profit
Everybody now are hyping WAKANDA INU as a good project in the future,why not use half of 100k to invest
Instead of saving your money in the bank, you can as well use that money to start up affiliate marketing, which is advertising someone's else business or product then you get your commission in return when the person buys a product using your link,you use that money to drive more traffic,by so doing you'll make double of that rather than Saving it in the bank, this doesn't means you shouldn't save,but when you have enough funds,try invest some to bring more funds, that's how a lot of people become millionaire,not always saving Everytime, invest bro.