What do you think of your credit score?

[Holicent]

Many people believe that a credit score is the only thing that matters when it comes to financing. But when you look at it from a holistic perspective, there are other factors that can have a more significant impact on your ability to get financing. For example, how much of your monthly income is spent on rent? Are you paying off your credit card balance each month? How many hours in your week are spent working? Is your salary worth it and how often do you get it?

The one thing all these questions have in common is they will affect your credit score. So if you want to improve your chances of securing a house or car loan, focus on improving your finances as a whole, not just paying down debt.