Types of Liability insurance coverages

Augusta

VIP Contributor
There are different types of liability insurance coverages and they include ithe following:

Advertising Injury Liability Coverage

This is protection on the business marketing campaign gone wrong or the business uses art or logos that similar to another business that brings a lawsuits. the iability insurance will cover any losses that came from those lawsuits, the business need not worry.

Bodily Injury Liability Coverage

This coverage is about someone or people on the business of commercial property getting hurt.. So the person makes a claim for tripping or slipping on your floor.
The liability insurance will cover the medical costs related to the injury w

Property Damage Liability Coverage

Another coverage is the Property damage coverage. which is to covers anyone personal property that's damaged while at an insured business premises .it also applies when the insured is on another business premises and damage their property.

Reputation Harm Liability Coverage
This is a coverage for an insured
causing harm to another business’s reputation and getting sued for libel or slander. the policy will take the cost off the insured

Legal Liability Coverage

Liability insurance covers the cost of legal defenses for insured lawsuits. No need for the business.to hire a legal team for its defense as they would be covered by this policy
 
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