Yusra3
VIP Contributor
When you're turning 40, it's easy to feel like you're on the clock. You've got a lot of responsibilities, and there's no shortage of ways to spend your time. But here's the thing: The most important thing you can do is take care of yourself.
That means making sure you eat well and get enough sleep, staying active and socializing with friends and family and doing it all in moderation. If you want to be at your best when it comes down to crunch time, we recommend taking these 4 key financial steps:
1) Set up a savings account that earns 1% more than the national average interest rate
2) Take out a personal loan with no payments until after retirement
3) Delay paying off high-interest debt (like credit cards) until after retirement
4) Invest in index funds with low fees and low management fees (like Vanguard or Fidelity), which will allow you to keep more of what you earn.
That means making sure you eat well and get enough sleep, staying active and socializing with friends and family and doing it all in moderation. If you want to be at your best when it comes down to crunch time, we recommend taking these 4 key financial steps:
1) Set up a savings account that earns 1% more than the national average interest rate
2) Take out a personal loan with no payments until after retirement
3) Delay paying off high-interest debt (like credit cards) until after retirement
4) Invest in index funds with low fees and low management fees (like Vanguard or Fidelity), which will allow you to keep more of what you earn.
