The Top 4 Credit Cards for Students

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College students often have limited credit history and income, which can make it challenging to qualify for credit cards with attractive rewards and perks. However, there are still several credit cards available that are designed specifically for students, with features such as cash back rewards and no annual fees. Here are some of the top credit cards for students:

1. Discover it Student Cash Back: This card offers 5% cash back in rotating categories, such as gas stations, restaurants, and Amazon.com, and 1% cash back on all other purchases. Discover also offers a rewards program where students can earn $20 each year for maintaining a GPA of 3.0 or higher.
2. Journey Student Rewards from Capital One: This card offers 1% cash back on all purchases, with an additional 0.25% cash back for on-time payments. There is no annual fee, and cardholders can increase their credit limit after making five on-time payments.
3. Citi Rewards+ Student Card: This card offers 2 ThankYou points per $1 spent at supermarkets and gas stations, and 1 point per $1 spent on all other purchases. Points can be redeemed for travel, merchandise, and gift cards. The card also rounds up each purchase to the nearest 10 points, making it easier to accumulate rewards.
4. Bank of America Travel Rewards for Students: This card offers 1.5 points per $1 spent on all purchases, which can be redeemed for travel, hotel stays, and other travel-related expenses. There is no annual fee, and cardholders can earn a bonus of 25,000 points (worth $250) after spending $1,000 within the first 90 days.

One major problem is that some or all of these offers are not available in most countries. Overall, credit cards for students can be a great way to build credit and earn rewards for everyday spending, as long as they are used responsibly and paid off in full each month.