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[QUOTE="Nova, post: 71560, member: 25067"] A lot of banks are offering the percent for the savings like 1 percent or 2 percent. And so parking the money into the savings account is not much useful. I think there are people who do that because they want to have some assurance of the money they want to hold. I have been trying to find out other means to park the money. Like say mutual funds and the retirement account. This way the returns may be better and also there is some sort of the assurance that my account wont be gone if bank is gone. So that needs to be understood. If the savings account earns like say 1 percent interest per year then that is not a good interest and may not be a good parking option in near future. If you were to be parking your money into the bank account or the any other accounts. Which would you pick for the interest wise and what is the reason behind the choice of the account that you would pick. [/QUOTE]
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