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[QUOTE="sylviajasthy, post: 4230, member: 599"] If we do not plan, then we plan to fail in financal. Have a financial goal. Need to know your financial goals. What do you want at retirement age? Will savings for retirement be sufficient if taken into account the factors of rising cost of living, inflation that year-on-year? Have enough income. If we do not have enough income, it is difficult to have savings because of the rising cost of living Save before spent. Income needs to be saved and invested before being spent Formula: Income - Savings = Spent Make a wise investment. The savings we have made are among others to be invested capital. For example, the investment should be compounding interest. [/QUOTE]
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