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[QUOTE="Catherine Acorda-Mapalo, post: 3956, member: 488"] Once you have written down your financial goals, prioritize them. This ensures that you are paying the most attention to the ones that are of the highest importance to you. You can also list them in the order you want to achieve them, but a long-term goal like saving[URL="https://www.thebalance.com/begin-saving-for-retirement-4073863"] [COLOR=#000000]for retirement [/COLOR][/URL]requires you to work towards it while also working on your other goals. Your budget is one of the biggest tools that will help you succeed financially. It allows you to create a spending plan so you can allocate your money in a way that will help you to reach your goals. You can make your budget as high-level or detailed as you want, as long as it helps you reach your ultimate goal of spending less than you earn, paying off any debts, padding your emergency fund, and saving for the future. [/QUOTE]
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