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[QUOTE="iamjoeymercado, post: 1788, member: 226"] It is barely known and well experience of everyone including myself that facing the difficulty on managing your finances especially when you are the bread winner in the family. However. It will be all about the discipline I guess. And remember that it is not depending on the amount of money you earned but it depends upon on the amount of money you saved. For me, the most effective way for me in saving is doing the 52 Weeks Challenge. It requires self discipline and thinking about that 52 weeks or 1 year of saving will be hard at first YES, but for me it serve as the tool to practice my saving skills because of doing this I have my hard earned money put into safer place and for future usage that I can use whether it is an emergency or leisure one. I manage my finances aside from y saving by easily and reminding myself that it must be NEEDS vs 10x WANTS (means I will think 10 times if my wants will be more beneficial for me or its just a display for now) ..Well for me it is a good practice too. I learned to save a little more .. How about you what are your useful techniques in Saving and Managing your Finances. [/QUOTE]
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