Yusra3
VIP Contributor
It's no secret that being a working mother is tough. Between the long hours, the late nights, and the constant juggling of work and family, you don't have time to do everything you need to do.
And that's totally ok! As long as you're making smart financial choices, it's not your fault if you don't have enough money to make ends meet. The good news is that there are a few things you can do to help yourself out when it comes to managing your finances during this stressful time in your life and here are a few of them:
1. Track Your Spending. The first step is to keep track of all your spending so that you know how much money you're putting toward bills, groceries, household essentials and anything else that requires extra attention from your bank account. You can also use apps like Mint (free) or YNAB (free) to help keep track of where your cash goes each month.
2. Make a budget and stick to it. If you want to spend less money on frivolous things like lattes and lattes, then it's time to create a budget that allows for those things and more. You don't have to give up coffee entirely. just make sure that every coffee shop is within walking distance and you can afford it.
3. Take control of what you spend money on. If you want to spend less money on lattes and more on savings, then start saving in your bank account each month instead of spending it all at once on something fun (like lattes). This will help you get ahead financially when the time comes for saving for retirement or another goal in life!
4. Put aside some money every week so that it grows over time without having to think about it too much (this one is especially good if you're new at this kind of thing).
And that's totally ok! As long as you're making smart financial choices, it's not your fault if you don't have enough money to make ends meet. The good news is that there are a few things you can do to help yourself out when it comes to managing your finances during this stressful time in your life and here are a few of them:
1. Track Your Spending. The first step is to keep track of all your spending so that you know how much money you're putting toward bills, groceries, household essentials and anything else that requires extra attention from your bank account. You can also use apps like Mint (free) or YNAB (free) to help keep track of where your cash goes each month.
2. Make a budget and stick to it. If you want to spend less money on frivolous things like lattes and lattes, then it's time to create a budget that allows for those things and more. You don't have to give up coffee entirely. just make sure that every coffee shop is within walking distance and you can afford it.
3. Take control of what you spend money on. If you want to spend less money on lattes and more on savings, then start saving in your bank account each month instead of spending it all at once on something fun (like lattes). This will help you get ahead financially when the time comes for saving for retirement or another goal in life!
4. Put aside some money every week so that it grows over time without having to think about it too much (this one is especially good if you're new at this kind of thing).
