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let me convince you to make a budget
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[QUOTE="Kingsley, post: 194253, member: 30278"] Hmmmm, it makes alot of sense indeed, budgeting is key to having a response spending habit, I wonder how things would look like if we all don't budget and just spend as it comes we will all be living a broke life. Because there will definitely be wastage and people will not express any level of discipline in financial matters. Infact as a nation we will be definitely poor. Budgeting has really done alot of good to responsibility government, and individuals. But in your analysis about spending $5 on food and cutting it down to $3 will likely be a very tough one for some household because some even live on less than $2 per day. [/QUOTE]
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