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let me convince you to make a budget
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[QUOTE="Deleted member 13140, post: 194150"] You claim that you know where your money goes and that you don't need it all written down in order to keep track of it? This is the challenge I've set for you. For one month, keep account of every money you spend, and I mean every penny. Even if it's a sweet/candy. You'll be surprised at how much the small expenses add up to. Multiply the total you spent on one useless item for the month by 12 to represent months in a year, and then by 5 to represent 5 years. In just five years, you might have saved that much AND earned interest. That, my friend, is precisely why we all require a budget. Lets Do a quick math We can achieve financial success if we can keep track of the minor expenses that don't matter in the grand scheme of things. Okay let's not talk about financial success, You want to buy some cool thing, by the end of 1 year It's the little things that matter. In a five-day work week, cutting your lunch expenditures from $5 to $3 per day saves you $10... $40 every month equates to $480 per year, or $2400 over five years, with interest. See what I mean? It's the little things, and you're still eating lunch every day. Plus, that was only one way to save money in your daily life without sacrificing something essential. If you look for them, there are many places where you may save money. [/QUOTE]
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