cicilan
New member
People have different opinions about loans. Some believe that loan is good but some others say it bad. It is understandable that they have no agreement about loan since based on their experience, and others’ experience as well, loans bring various effects.
To know why people agree or disagree that loan is good is the idea of how they manage and experience it. Some people with successfulness in managing loans and taking benefits from it may state that loan is a positive way to gain something. However, those who have ever managed it unsuccessfully and got trapped in a long-unpaid loan may strictly have objection in assuming that loan is good.
Logically, loan is so flexible, both for productive and consumptive purposes, and luckily, finance institution, especially bank provides such choice, enabling people to get loan for the two reasons. Thus, the flexibility of the use of loan has encouraged people to take it without considering some aspects, especially how they can get advantages as well as disadvantages from it. Eventually, their quickly making decision in taking loan often ends with two states: getting trapped by the loan and addicted to get more loans.
Many people get rich with loans but many others bear bankruptcy because of loans. Like any other things which have two consequences, loan can bring positive impacts as well as negative ones.
Thus, whether loan is good or bad is something depending of our own perception. To make it clear, we may have the same or in turn, different opinions about loan. However, since loan is something hardly avoided, it is better to wisely get enough information before taking first and additional loan, during managing it, and after getting trapped by it.
To know why people agree or disagree that loan is good is the idea of how they manage and experience it. Some people with successfulness in managing loans and taking benefits from it may state that loan is a positive way to gain something. However, those who have ever managed it unsuccessfully and got trapped in a long-unpaid loan may strictly have objection in assuming that loan is good.
Logically, loan is so flexible, both for productive and consumptive purposes, and luckily, finance institution, especially bank provides such choice, enabling people to get loan for the two reasons. Thus, the flexibility of the use of loan has encouraged people to take it without considering some aspects, especially how they can get advantages as well as disadvantages from it. Eventually, their quickly making decision in taking loan often ends with two states: getting trapped by the loan and addicted to get more loans.
Many people get rich with loans but many others bear bankruptcy because of loans. Like any other things which have two consequences, loan can bring positive impacts as well as negative ones.
Thus, whether loan is good or bad is something depending of our own perception. To make it clear, we may have the same or in turn, different opinions about loan. However, since loan is something hardly avoided, it is better to wisely get enough information before taking first and additional loan, during managing it, and after getting trapped by it.
