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Real estate
In favor of renting a house
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[QUOTE="greenieS, post: 195546, member: 48531"] [B][COLOR=rgb(147, 101, 184)]1. You are at the beginning of your professional life[/COLOR][/B] The beginning of a professional career is not an ideal time to take out a real estate loan. It would put too much financial pressure on your monthly income and a long-term commitment that you may not have the financial maturity to take on. Even if you have a substantial income, look for the lowest possible rent and try to save money. [B][COLOR=rgb(147, 101, 184)]2. Income is not stable[/COLOR][/B] The lack of a stable income makes taking out a real estate loan a far too much responsibility, especially if you are on your own, or do not have a life partner to share this burden or do not have consistent financial support from parents. [B][COLOR=rgb(147, 101, 184)]3. You are not ready to take on credit[/COLOR][/B] Taking out a real estate loan involves long-term financial discipline. The payment of monthly installments can be difficult for young people at the beginning of their careers, even if they have a much higher than average income. A long-term loan can only be taken when stability is achieved from both a financial and personal perspective. [B][COLOR=rgb(147, 101, 184)]4. Consider relocating[/COLOR][/B] Buying an apartment also requires stability from the point of view of the locality that offers you the best career opportunities. If you are planning to move to another city or country, buying a home with financing may not be a viable alternative. However, if income allows, placing an investment in real estate can be an inspired decision. [/QUOTE]
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