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[QUOTE="Augusta, post: 241830, member: 25283"] Your three points are like the most vital points to adopt when trying to repair your credit. The truth remains that a lot of people would continue to be in debt when they do not change the course of things if you want things to go well with you when you want to take out a mortgage or buy a car on loan then you should first be sure that your credit rating is high. There's no way of convincing the lender with just a plea for them to part with their money it might never work. The best bet will be to have a clean slate to gain confidence and be able to get your financial request granted The first thing is to tackle the problem from the tap root, start by cutting down on your borrowing, you can do this by living by your neabs and avoid borrowing money for things that would not generate income or money. Until you are even sure of your business don't even borrow to start it. Though I'm never an advocate of starting a business with loans but if you would make sure you are working with an expert to get by it right from the onset. [/QUOTE]
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