Yusra3
VIP Contributor
We all have to pay bills, and we all have to do it with money. But there are ways to be smart about your finances, so you can get the most out of your money without spending more than you need to.
1. Find a budgeting app. There are tons of apps that can help you create a budget and stick to it! Some even let you track your progress over time.
2. Don't spend more than what's left in your account each month at once. This will help keep you from blowing through your entire bank account on one thing. so if it happens, just make sure you're able to pay for it within two weeks!
3. Limit how much debt you take on when you're starting out in life or just getting started with a new job (or both). No matter how good the deal seems at first, there are always better deals out there later on down the line!
4. Make sure your credit score is high enough that lenders aren't hesitant to give you loans or lines of credit (like a car loan). Having too low of a credit score can really hurt your ability to get things like mortgages or student loans.
5. Save up. It's easy to get caught up in the moment and think about how much fun you want to have with your friends or family at this moment. But if you don't have any money saved up, then when those moments come around, they're going to cost you a lot more than they should! A savings account is a great way to start building up some resources so that when life happens and unexpected bills come up, there are ways for you to pay them off without putting yourself into debt.
1. Find a budgeting app. There are tons of apps that can help you create a budget and stick to it! Some even let you track your progress over time.
2. Don't spend more than what's left in your account each month at once. This will help keep you from blowing through your entire bank account on one thing. so if it happens, just make sure you're able to pay for it within two weeks!
3. Limit how much debt you take on when you're starting out in life or just getting started with a new job (or both). No matter how good the deal seems at first, there are always better deals out there later on down the line!
4. Make sure your credit score is high enough that lenders aren't hesitant to give you loans or lines of credit (like a car loan). Having too low of a credit score can really hurt your ability to get things like mortgages or student loans.
5. Save up. It's easy to get caught up in the moment and think about how much fun you want to have with your friends or family at this moment. But if you don't have any money saved up, then when those moments come around, they're going to cost you a lot more than they should! A savings account is a great way to start building up some resources so that when life happens and unexpected bills come up, there are ways for you to pay them off without putting yourself into debt.
