Yusra3
VIP Contributor
Benefits like health insurance and retirement plans are a major factor when considering a job. Make sure you understand and fully utilize all the perks your employer offers. Follow this guide:
Review Options During Onboarding
When first hired, thoroughly review all available benefits and enroll within the deadline. Consider medical needs, dependents, and future plans to select the right coverage and contribution levels.
Understand All Plans
Look closely at health insurance, dental, vision, retirement benefits, stock options, professional development, tuition reimbursement, gym discounts, and any other offerings. Know costs, company contributions, and how to access each.
Contribute To Retirement Accounts
If your employer offers a 401k match, contribute at least enough to get the full match. This is free money. Also take advantage of pre-tax savings in Flex Spending Accounts for health care and dependent care.
Use Wellness Incentives
Many companies offer discounted premiums and incentives for completing health assessments, quitting smoking, working with a dietitian, tracking activity and other wellness initiatives. Stay on top of yearly requirements.
Leverage Time Off
Use your full vacation, sick, and personal allotment. Don't lose time by forfeiting PTO. Schedule time to recharge. Also tap into parental leave, caregiver leave, or sabbaticals if available. Understand policies.
Develop Yourself
Take full advantage of tuition reimbursement, training stipends, mentorships and development resources. Grow your skills. Attend employer-sponsored workshops and talks. Get promotions and raises.
Treat benefits as part of your overall compensation. Optimize choices and utilize all resources offered to maximize value. Being a savvy benefits consumer saves money while accessing perks to enhance your life and career.
Review Options During Onboarding
When first hired, thoroughly review all available benefits and enroll within the deadline. Consider medical needs, dependents, and future plans to select the right coverage and contribution levels.
Understand All Plans
Look closely at health insurance, dental, vision, retirement benefits, stock options, professional development, tuition reimbursement, gym discounts, and any other offerings. Know costs, company contributions, and how to access each.
Contribute To Retirement Accounts
If your employer offers a 401k match, contribute at least enough to get the full match. This is free money. Also take advantage of pre-tax savings in Flex Spending Accounts for health care and dependent care.
Use Wellness Incentives
Many companies offer discounted premiums and incentives for completing health assessments, quitting smoking, working with a dietitian, tracking activity and other wellness initiatives. Stay on top of yearly requirements.
Leverage Time Off
Use your full vacation, sick, and personal allotment. Don't lose time by forfeiting PTO. Schedule time to recharge. Also tap into parental leave, caregiver leave, or sabbaticals if available. Understand policies.
Develop Yourself
Take full advantage of tuition reimbursement, training stipends, mentorships and development resources. Grow your skills. Attend employer-sponsored workshops and talks. Get promotions and raises.
Treat benefits as part of your overall compensation. Optimize choices and utilize all resources offered to maximize value. Being a savvy benefits consumer saves money while accessing perks to enhance your life and career.
