Factors that can affect saving of money

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There are many factors that can have an effect when saving money.
Having a lot of depth is one of the factor which can affect saving. Why is because when you accumulate too much depth you will be looking for ways to pay back the dept or rather than looking for ways to save up the money you make

Overspending is also another factor which can affect saving of money. It is important not to live an extravagant life because saving of money will become a challenge. Most times you will plan in saving up money but where you see flashy items like a car shoe and so on you will be forced to buy such an item rather than saving up the money
 
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