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Do you ever feel tempered to spend money
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[QUOTE="Abigael, post: 213564, member: 25357"] It is truly important to always take a step back and assess how we spend our money. That way, you avoid being extravagant or getting into bad debt. By asking yourself if you actually need what you want to buy, you enable your brain to make a good financial decision. That way, you will know if you need it or not. That alone won't prevent you from making a bad decision. Remember that urges can be so strong, especially if you are used to impulsively spending your money. Therefore, you need to go further and specify your needs and wants. Your needs should be your priority, including saving money for the future. If you have not satisfied your needs and saved some money, then avoid those desires as much as possible. The good thing is that all you need to do is say no and stick to your decision. You can let yourself surf through the urge, feel it. Imagine yourself having that which you desire, but don't fall into buying it. The more you surf through your spending urges but don't engage in satisfying them, the more you teach your brain to be self disciplined. That will help you alot in being wise with spending money. Remember to buy yourself your desires once in a while just for your sanity. [/QUOTE]
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