Car Insurance 101: Everything You Need to Know

Leah Kelvin

Active member
Should there be a car mishap, theft or anything else involving the vehicle, car insurance is indispensable to prevent loss of money and disturbance of your finances. This may include liability, collision, comprehensive, uninsured motorist, medical payments and gap insurance. Driving record, age, location, type of car, credit score, annual mileage and coverage limits are some factors that determine insurance rates. When looking for insurance coverages compare quotes; bundled policies inquire about discounts and check customer satisfaction ratings. Review your coverage annually to ensure it still meets your needs. In the event you have an accident file quickly; document everything follow procedures keep records and understand your coverage fully. On the whole while driving one can’t do without car insurance as it offers financial protection as well as peace of mind.
 
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