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Benefits of owning a credit card.
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[QUOTE="King bell, post: 346445, member: 75687"] Convenience, purchase protection, credit history building, rewards, emergency fund backup, online transaction security and cash flow management are some of the benefits of having a credit card. Easy payment options for online, phone and in-person purchases which eliminate the need to carry cash or find an ATM are offered by credit cards. Financial security is provided through purchase protection that can cover lost, damaged or stolen items bought with the card. The use of credit responsibly can boost one’s credit history thereby leading to better loan terms and future advantages. Reward programs give money back on spending as well as points or miles that can be redeemed in different ways. Alongside flexible cash flow management; emergency funds plus security for online transactions are also provided by these cards. [/QUOTE]
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