Axis
Banned
A lot of people prefer to hold their money in cash then to store their money in credit cards which absolutely makes it more convenient and has totally a lot of advantages. Possibly they are not informed about the benefits that comes with holding your money in a credit card s, There are many benefits to owning a credit card, including:
* Convenience: Credit cards are accepted at a wide variety of merchants, both online and in-store, so you can use them to make purchases just about anywhere.
* Safety: When you use a credit card, you are not sharing your bank account information with the merchant. This can help protect you from fraud and identity theft.
* Rewards: Many credit cards offer rewards programs that allow you to earn points, miles, or cash back for every dollar you spend. These rewards can be redeemed for a variety of perks such as free travel, merchandise, or statement credits.
* Building credit: Using a credit card responsibly and paying your bills on time can help you build a strong credit history, which is important for obtaining loans or other credit in the future.
* Flexibility: Credit cards give you the ability to make larger purchases or take advantage of special offers without having to pay the full amount upfront. You can then pay off your balance over time, as long as you make at least the minimum payment each month.
* Convenience: Credit cards are accepted at a wide variety of merchants, both online and in-store, so you can use them to make purchases just about anywhere.
* Safety: When you use a credit card, you are not sharing your bank account information with the merchant. This can help protect you from fraud and identity theft.
* Rewards: Many credit cards offer rewards programs that allow you to earn points, miles, or cash back for every dollar you spend. These rewards can be redeemed for a variety of perks such as free travel, merchandise, or statement credits.
* Building credit: Using a credit card responsibly and paying your bills on time can help you build a strong credit history, which is important for obtaining loans or other credit in the future.
* Flexibility: Credit cards give you the ability to make larger purchases or take advantage of special offers without having to pay the full amount upfront. You can then pay off your balance over time, as long as you make at least the minimum payment each month.