Avoid becoming a victim of cybercrime?

Mellorando

Banned
As widespread as cybercrime appears to be, it would be easy to conclude there is little anyone can do to avoid becoming a victim.
However, the prevalence of cybercrime does not mean that victimization is inevitable or that people should avoid using the Internet. Users can make themselves aware of the vulnerabilities its use creates and can take steps to reduce their risks. Computer users can take measures to decrease their risk of becoming the victim of cybercrime by adhering to a few simple Internet usage rules. First, users should remember to log off and shut down their computers when they are not being used. Cyber criminals often scan networks searching for “always on” computers, which they consider readily accessible and unattended targets. By minimizing the amount of time computers are powered on and connected to the Internet, people can reduce their vulnerability to hacking attacks.
cybercrime, also called computer crime, the use of a computer as an instrument to further illegal ends, such as committing fraud, trafficking in child pornography and intellectual property, stealing identities, or violating privacy. Cybercrime is an ongoing threat. You might think that the only form of cybercrime you have to worry about is hackers stealing your financial information. But it may not be so simple. There are far more concerns than just basic financial ones. Cybercrime continues to evolve, with new threats surfacing every year.
When you hear and read about the range of cybercrimes out there, you might be tempted to stop using the internet entirely. That’s probably too drastic.
Instead, it’s a good idea to know how to recognize cybercrime, which can be the first step to helping protect yourself and your data. Taking some basic precautions and knowing who to contact when you see others engaged in criminal activities online are also important steps.
You might want to learn how to prevent cybercrime, but here’s the thing: You can’t. You can, however, take precautions to help protect against it.

How to protect yourself against cybercrime:

1. Use a full-service internet security suite
For instance, Norton Security provides real-time protection against existing and emerging malware including ransomware and viruses, and helps protect your private and financial information when you go online.

2. Use strong passwords
Don’t repeat your passwords on different sites, and change your passwords regularly. Make them complex. That means using a combination of at least 10 letters, numbers, and symbols. A password management application can help you to keep your passwords locked down.

3. Keep your software updated
This is especially important with your operating systems and internet security software. Cybercriminals frequently use known exploits, or flaws, in your software to gain access to your system. Patching those exploits and flaws can make it less likely that you’ll become a cybercrime target.

4. Manage your social media settings
Keep your personal and private information locked down. Social engineering cybercriminals can often get your personal information with just a few data points, so the less you share publicly, the better. For instance, if you post your pet’s name or reveal your mother’s maiden name, you might expose the answers to two common security questions.

5. Strengthen your home network
It’s a good idea to start with a strong encryption password as well as a virtual private network. A VPN will encrypt all traffic leaving your devices until it arrives at its destination. If cybercriminals do manage to hack your communication line, they won’t intercept anything but encrypted data. It’s a good idea to use a VPN whenever you a public Wi-Fi network, whether it’s in a library, café, hotel, or airport.

6. Talk to your children about the internet
You can teach your kids about acceptable use of the internet without shutting down communication channels. Make sure they know that they can come to you if they’re experiencing any kind of online harassment, stalking, or bullying.

7. Keep up to date on major security breaches
If you do business with a merchant or have an account on a website that’s been impacted by a security breach, find out what information the hackers accessed and change your password immediately.

8. Take measures to help protect yourself against identity theft
Identity theft occurs when someone wrongfully obtains your personal data in a way that involves fraud or deception, typically for economic gain. How? You might be tricked into giving personal information over the internet, for instance, or a thief might steal your mail to access account information. That’s why it’s important to guard your personal data. A VPN — short for virtual private network — can also help to protect the data you send and receive online, especially when accessing the internet on public Wi-Fi.

9. Know that identity theft can happen anywhere
It’s smart to know how to protect your identity even when traveling. There are a lot of things you can do to help keep criminals from getting your private information on the road. These include keeping your travel plans off social media and being using a VPN when accessing the internet over your hotel’s Wi-Fi network.

10. Keep an eye on the kids
Just like you’ll want to talk to your kids about the internet, you’ll also want to help protect them against identity theft. Identity thieves often target children because their Social Security number and credit histories frequently represent a clean slate. You can help guard against identity theft by being careful when sharing your child’s personal information. It’s also smart to know what to look for that might suggest your child’s identity has been compromised.

11. Know what to do if you become a victim
If you believe that you’ve become a victim of a cybercrime, you need to alert the local police and, in some cases, the FBI and the Federal Trade Commission. This is important even if the crime seems minor. Your report may assist authorities in their investigations or may help to thwart criminals from taking advantage of other people in the future. If you think cybercriminals have stolen your identity.
 

Caramelle

Active member
More recently, there has been a spate of online banking heists committed by a group of people against clients of different banks in my country. Many woke up to find their bank balance gone or left with a very small balance. While OTP has been widely implemented to prevent unauthorized access or withdrawal of funds by people other than the client, it seems that this control has been overridden by cybercriminals through the mass sending of OTPs to clients and the use of such OTPs to access the clients' online account somewhere else. These incidents are scaring people and eroding trust in the online banking system. Imagine taking all the precautions to safeguard your accounts only to lose your hard-earned money just like that.​
 

PICKFORD

Verified member
In Africa to be precise Nigeria there have been an increase in fraudulent activities most of these fraudulent activity activities include online cyber crime, online money theft, online duping strategies etc. I know what it feels like seeing your hard-earned money didn't told by someone especially unexciting you actually trust that is why it is advisable when investing your money in anything that has to do with business you have to carefully invest why is fillet that is to say you have to make carefully research about what you are about to invest your money in. Not only on business activities even on physical business practices a lot of people are being robbed of their hard-earned money. if someone introduces hi to you first of all you have to make careful research about the site. Use a scam site detector or you make reviews about the website online one of the scam sites detector and use the most is sure detector.com this website is so good that it will help you to read reviews as well as moderate of genuity of the website you are about to invest your money in. Some website are fake and duping so having a tools like this will go a long way to help you if you are an online marketer or investor
 

Kingsley

Valued Contributor
Cyber crime is one of the fastest growing crimes in the world today, people that engage in this time of crime are those who actually take their time to study about programming very well and they study about their targets so well and do all their information gathering very well. An average hacker is someone that has a very good understanding of the internet and knows when and how to strike their victims. Th see set of people do not sleep most times at night. Hence if we must struggle hard to create a firewall around our business to prevent crimes.

Today even some countries are and government are battling heavily with this issess of cyber fraud as this thing has eaten very deep into the fabrics of some countries and even it has dented the imagine of the citizens of such country where cyber crime has become the oder of the day.

This is why countries must spend somuch money in training and retraining professionals to withstand the challenges they are been faced with from hackers and scammers. The problem has also eaten deep into our country, and the government has not really shown enough effort because we still have corrupt officials who are not taking the issues seriously.
 
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