Areas that are under Additional Living Expenses coverage

Augusta

VIP Contributor
Some costs are covered by ALE, though the insured will always first do an assessment of how claimed costs will be for each coverage

This assessment will always be compared to the normal costs of a insureds lifestyle. All this is because additional living expenses would cover the difference between what an insured will naturally pay for things and what the insured would currently want to pay , all of this is because one is not staying at home.

Some items offered under ALE coverage are:

Laundry cost

This is about Costs of doing laundry. This is about having your laundry costs being covered. this cover is for the temporary home laundry expenses. You have to send your laundry for cleaning as one don't have access to a washer and dryer at the temporary home

Renting of furniture

This policy will cover for furniture rental in the temporary home. so the insurance would cover for Costs to rent special assets that the insured is already used to. The insurer's will help to pay for all of that

cost of storage

This is the Storage costs for the temporary home. if the contents need some special storage then the insurance company will take over this for

Displacement costs
This is another factor that this cover takes care of. The displacement cost would be taken over.
 
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