General insurance What is Maternity Insurance?

Suba

Moderator
Staff member
Maternity insurance is one of the health insurance products that covers all costs from pregnancy to delivery of the baby, both normal and caesarean. This includes paying for routine check-ups, miscarriage costs, and babies born with disabilities.

Treatment of Pregnancy Insurance by Insurance Companies
1. The insurance company treats maternity insurance as an additional policy (rider), so the client must first have health insurance as a basic policy before buying a maternity insurance policy.
2. Standing alone, clients can directly buy maternity insurance policies at insurance companies.

Savings or Maternity Insurance
There are two ways to finance the process of pregnancy to delivery, the first is by saving money long before the pregnancy process. The second buys a maternity insurance policy and pays a monthly premium for a maximum of $1,650 in coverage.
 
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