Alexandoy
VIP Contributor
When the great flood hit our country in 2009, so many vehicles were inundated by flood waters for more than 24 hours. It was a big expense on the part of the owner that cost $1,000 just for the cleaning that excludes the replacement of broken parts. The comprehensive car insurance does not cover the flood because it is an Act of God which can be predicted but cannot be avoided.
The insurance agent said that any natural calamity is considered an act of God like a landslide (or avalanche), a volcanic eruption and some other calamities. I felt like car owners were scammed with that clause in the insurance policy. Now there is a new law that dictates the insurance companies to include some Acts of God in their coverage. I hope that would be fair for everyone.
The insurance agent said that any natural calamity is considered an act of God like a landslide (or avalanche), a volcanic eruption and some other calamities. I felt like car owners were scammed with that clause in the insurance policy. Now there is a new law that dictates the insurance companies to include some Acts of God in their coverage. I hope that would be fair for everyone.