Health insurance is one of the insurance services that provides guarantees/coverage to the insured or policyholder to reimburse any medical expenses that will be/have been incurred, including treatment costs, medical costs, surgical costs, medicines etc., in accordance with the policy provisions.
In general, insurance companies provide several types of packages/plans to suit customer needs. In the following, we will discuss 7 types of health insurance packages/plans, namely:
1. Individual Plans
This type of individual insurance plans only covers one person whose name is listed in the insurance policy, so this insurance cannot be used by other people.
2. Family Health Insurance
This type of insurance can guarantee health protection for all family members, especially those whose names are listed on the Family Card.
3. Children's Health Insurance
This type of insurance is to cover the health costs of children under the age of 12.
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4. Elderly/Senior Citizen Health Insurance
This type of insurance is intended for people aged 65 years and over, the premium for this insurance is more expensive than other types of health insurance.
5. Group Health Coverage
Group health coverage is applied to organizations or companies to cover insurance costs for their employees. Permi group will be cheaper than the cost of individual insurance premiums.
6. Critical Illness Health Insurance
This type of health insurance only covers critical illness costs. so a diagnosis is needed from the hospital,
7. Top-Up Insurance Policy
The top up insurance policy is an additional policy from regular insurance, which has expired, by adding/top up the package.
In general, insurance companies provide several types of packages/plans to suit customer needs. In the following, we will discuss 7 types of health insurance packages/plans, namely:
1. Individual Plans
This type of individual insurance plans only covers one person whose name is listed in the insurance policy, so this insurance cannot be used by other people.
2. Family Health Insurance
This type of insurance can guarantee health protection for all family members, especially those whose names are listed on the Family Card.
3. Children's Health Insurance
This type of insurance is to cover the health costs of children under the age of 12.
'
4. Elderly/Senior Citizen Health Insurance
This type of insurance is intended for people aged 65 years and over, the premium for this insurance is more expensive than other types of health insurance.
5. Group Health Coverage
Group health coverage is applied to organizations or companies to cover insurance costs for their employees. Permi group will be cheaper than the cost of individual insurance premiums.
6. Critical Illness Health Insurance
This type of health insurance only covers critical illness costs. so a diagnosis is needed from the hospital,
7. Top-Up Insurance Policy
The top up insurance policy is an additional policy from regular insurance, which has expired, by adding/top up the package.