Phabbyfundz
Active member
— Employer paid disability insurance; this is required in most states, most employers provides a short term sick leave. Many larger employers provides a long term disability coverage as well, typically with benefits of up to 60 percent of salary lasting for a long period of up to five years until the age of 65, and some cases extended go life.
— Social security disability benefit; this is paid to workers whose disability is expected to least at least six months and is so severe that no gainful employment can be expected.
— Individual disability income insurance policy; other limited replacement income is available to workers under so circumstances from workers compensation if the injury or illness is job related, auto insurance if the disability occurs from an auto accident and the department of veterans affairs.
— Social security disability benefit; this is paid to workers whose disability is expected to least at least six months and is so severe that no gainful employment can be expected.
— Individual disability income insurance policy; other limited replacement income is available to workers under so circumstances from workers compensation if the injury or illness is job related, auto insurance if the disability occurs from an auto accident and the department of veterans affairs.