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You Should Know This About Insurance!
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[QUOTE="Jasz, post: 248287, member: 61772"] The first question that comes to the mind of a new business owner is how to put their business safe through insurance company. Insurance is one of the most important factors in any business, especially if you are a new entrepreneur. Insurance can protect you from losses and damage. So, what types of insurance should you get for your business? Here is a list of all the insurance types: 1. Property Insurance: Property insurance covers damage or loss to your property caused by fire, lightning strike, windstorm, flood and other perils. You may also have coverage for theft and vandalism. 2. General Liability Insurance: This type of insurance covers damages or injuries caused by your negligence or carelessness. The policy would pay for defense costs and damages if you are sued because someone was injured at your place of business or property was damaged while they were there. 3. Business Owner's Policy (BOP): This type of policy combines many different types of liability coverage into one policy at a discounted rate with no deductible on certain coverages such as medical payments coverage and personal injury protection (PIP). It can also be used as an umbrella policy to provide extra liability coverage over and above your primary limits. 4) Workers' Compensation Insurance. [/QUOTE]
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