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Personal loan
Workable ways to stop borrowing
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[QUOTE="Abigael, post: 236942, member: 25357"] I have never seen a happy borrower too. They all go through the pressure and anxiety to pay back the loan on time. I have been in that situation too and I know how burdening it feels to have an unpaid loan. But ever since I stopped taking loans, I have enjoyed a good financial life. One way to stop taking loans is to budget the money you have well. Budgeting is important in enabling you to define your wants and needs. Then you can focus on satisfying you needs more than focusing on your wants. That way, you don't prioritize your wants then take loans fkr your needs. Another way is to always learn to work for yourself. Being broke is what causes people to take loans. You have needs and so you should strive to get a source of income instead of taking loans to pay bills. Apply for jobs offline or look for an online skill that you can sell and earn money. Lastly, you need to build a culture of saving money. You savings will save you a lot during emergencies. Accidents, health problems and natural disasters usually cause people to rush for a loan. But if you have your emergency funds saved somewhere, you won't need to take a Loan. [/QUOTE]
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