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Workable ways to stop borrowing
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[QUOTE="Mika, post: 231052, member: 29399"] You need a good income source to stop borrowing, you need saving in order to stop borrowing, you need to cust your expenses to stop borrowing. There are a lot of things you can do to stop borrowing. However, for a lot of people borrowing become very important to rin their life as they cannot live just with the money they generate. For many low-income families, borrowing becomes necessary even for basic necessities like food, housing, medical bills, education, etc. Sometimes borrowing can be very useful and even might be profitable in the long run. For example, f you borrowed money to add an extra room to your house, and if you rented the extra room and make extra money, the borrowing will be profitable because you were able to generate income from the borrowed money. Likewise, when you borrow money for education, this can also be considered a good strategy because education will help you generate income in the future and you will easily clear the debt once you acquire a degree. Burrowing money for investment can also be considered a good idea especially when you are paying less interest compared to the return on your investment. You see borrowing is not always bad. [/QUOTE]
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