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Why your budget must be realistic.
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[QUOTE="Rachael, post: 233693, member: 68963"] Our budget must be realistic so we do not live above our means. These days, working with a budget is very hard and it makes it almost impossible to even have a meaningful saving goal. Sticking to a budget in recent times is almost like a camel passing through the whole of a needle. There are times when I make a budget and I cancel it several times due to the income. It is a sad reality, that most people live lower than the budget that is needed even though so many needs are forgone. I make a budget every month and at the end of it, I try my best to stick to it, but the reality is that, when I start purchasing those products, it makes me feel like I lost some money while I was shopping. The prices of goods and services is really on the higher side and the best thing we can do is either to use strictly a scale of preference or make use of the opportunity cost as well. Another alternative would be to take up multiple jobs which can augment for our needs and rhymes with our budget. No matter how much we earn, we should live within our budget to avoid incurring debts. [/QUOTE]
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Why your budget must be realistic.
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