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Why your budget must be realistic.
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[QUOTE="Kendy, post: 217842, member: 63869"] Exactly, when preparing a budget, your needs should always first be of utmost priority before your wants if the budget is still excessive. The essence of having a realistic is to help you spend within your means. Although, even with the realistic budget, when you eventually purchase the items, the prices of the product will be on the increase higher than that of the budget stipulation. There is no need having a budget where your means of income cannot cater for. There are people make budgets which is above their means and they bring the notion of hoping to make more money when in reality, they will not attain the objective at that stipulated time. Making a realistic budget is very essential especially in these times were the prices of goods are on the increase. I recommend using the scale of preference to make a practical budget and also, you should substitute some needs, for instance, if you needed a Brazilian wig of $500, you can go for a Peruvian wig of about $150, this is living within your means, this is because living above your means is detrimental because in no short distance, you will run into so many bad debts. [/QUOTE]
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Why your budget must be realistic.
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