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Money Saving
Why is money saving difficult for some people?
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[QUOTE="Mika, post: 258619, member: 29399"] Saving is not about how much money you earn, saving is a mindset, it is a habit. You make $1000 and still be able to save 20 percent of your income, and you earn twice that amount and not be able to save even $1 with the same lifestyle. A lot of people believe that they should first pay their bills, spend on their wants and save the remaining amount. However, if you start spending money on your necessities and wants before you save, you will not be able to save even a penny. The moment you receive your paycheck, you need to deduct 10-20 percent and save it in your savings account. With whatever is left on your hand, you will have to manage everything from spending on essentials to spending on your luxury. The more you cut your expenses, the more you save. You can even minimize your expenses on essentials if you classify what you cannot live without and what you can easily let go of. [/QUOTE]
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Why is money saving difficult for some people?
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