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Personal loan
why is getting a loan in bank is so hard?
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[QUOTE="A K Rao, post: 122646, member: 41366"] There is an old adage in India, which means that the Banks give loans to the people those who don't want it. That is so true as the bank wants collateral guarantee against the loan. If a person is having collateral asset or property as a guarantee, why at the first place he goes for a loan? People who need a home don't get it because they are no guarantee for them and Bank is a business house which thrives on the interest. So at the end of the day Banks lend the big companies which are already rich to help them out to expand the business. Thus, for a common man it is very difficult to get the loan by the man without a guarantee. [/QUOTE]
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why is getting a loan in bank is so hard?
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