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Who need umbrella insurance policy?
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[QUOTE="Augusta, post: 309434, member: 25283"] The truth is that everyone needs umbrella insurance policy. Almost all insurance companies is of the view that everyone need it because of the lawsuit-happy world that is here. people are just in the habit of suing for the tiniest of reasons The thing is that as it stands anyone can sue the next person for anything tangible and it will or might ruin the person financially. They have been some personal liability horrible stories lately, where juries announced multimillion-dollar judgments to the victims that the person have to pay. So anyone csn find his or herself in this situation as such it will need one taking the umbrella insurance Another reason why one would have to go for umbrella insurance is when the total value of your assets like ordinary checking, savings accounts even your retirement and college savings etc is more than the limits of your auto or homeowner's liability. So it will expedient to have enough liability insurance to completely cover your assets to avoiding them when you are confronted with a lawsuit that can make you lose a lot of them. You would need the umbrella insurance policy incase the jury awards would be more than your insurance policy limits. [/QUOTE]
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