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Who is an Agent in insurance?
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[QUOTE="Mataracy, post: 146055, member: 28733"] Legally , an agent is one who is employed to perform an act on behalf of his principal within a specified guidelines . A duly appointed agent, acting within the scope of his authority, binds his principal by his actions just as though the principal had performed them personally. We have full - time and part - time agents. The full time agents are employed on full - time basis by the various insurance companies and are remunerated by way of salary (allowance) or commission or in some cases both salary and commission. The part-time agents are only remunerated by way of commission. Because the insurance agent is not an expert and usually not an insurance professional, he is not required or expected to possess a sound technical knowledge of the intricacies of the insurance business, and he cannot therefore be sued for professional negligence, unlike the broker who is an expert and a professional with the consequences that flow fro this responsibility. Who is an Agent to your under this concept? [/QUOTE]
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Who is an Agent in insurance?
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