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Personal loan
Who are personal loan providers?
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[QUOTE="King bell, post: 270859, member: 75687"] Personal loan providers are companies that provide personal loans to individuals. These loans are typically funded with the borrower’s assets and asset value. Personal loans may be secured by a first lien on a property, or they may be unsecured. Loan providers might be private, such as banks and credit unions, or they could be government-sponsored such as student loan providers. The lending industry is growing rapidly in recent years due to the boom of online lending applications for individuals looking for instant cash without collateral. Personal loans can be used for any number of reasons. Borrowers might use personal loans to consolidate high-interest debts, to make major purchases (such as home appliances or cars), to catch up on bills, or even to start a business. They can also be used by businesses seeking working capital. Personal loans are typically tailored to the needs of the borrower and may carry a wide range of interest rates. While financial institutions may require minimum credit scores for approval, online lenders generally do not have minimum credit score requirements and will review applications from individuals regardless of their credit standing. [/QUOTE]
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Who are personal loan providers?
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